Solutions To Identity Theft You Can Implement On Your Own

Long before there were identity theft protection services, people were still protecting themselves. However; it has only been over the course of the past few decades that the problem has really come to light. So what are some of these common sense solutions to identity theft that you can take to make you a more difficult target for identity thieves?

A Paper Shredder and a Locking Mail Box

Step one would be to buy a good paper shredder and use it. Believe it or not, trash cans are one of the primary sources for information that identity thieves use. Also consider buying and installing a locking mail box, just to add one more layer of security.

Keep Important Personal Documents Safe & Secure At Home

If you currently carry your social security card and drivers license together in your wallet or purse then that is one thing you should change. Also if you have a copy of your birth certificate in your wallet or purse, take that out too. You see, all you really need is your drivers license.

More Simple Common Sense Solutions To Identity Theft

Never ever give out your personal information over the phone. Identity thieves have been known to impersonate government and bank officials in an attempt to get people to give them information such as their bank and drivers license or social security numbers.

Identity Theft Protection: See My Personal Recommendation Here

These are Invitations To Trouble Just Sitting In Your Mail Box

Another one of the solutions to identity theft is to pick up your phone and call 1-800-567-8688 to opt out of receiving unsolicited offers of credit cards and home refinance loans based on your posetive credit rating. This will stop the pre-approved credit cards from coming to your mail box. Shred the ones that do arrive in the mean time.

Keep Up To Date With Your Financial Billing Records & Statements

Credit card companies and banks all have a time limit that you have to challenge any suspect charges or withdrawals from your account. (Usually 60 days). Check all your credit card and bank statements as soon as they arrive each month and follow up on any calls that you make concerning challenges that you make.

They are Free So Take Advantage Of Them

You’re entitled to a free copy of your credit report each year from each of the three major credit reporting agencies. Contact them online and order up a copy of your report today. Also make a point of paying for one report every three months or so, so you can check if anyone has applied for credit.

The Sad Truth About Identity Theft

Truth is we all have about a 1/20 chance each year of being affected by identity theft. Yep, about 5% of the population each and every year and rising. Keep yourself protected, see exactly what I use for identity theft protection