Identity Theft Protection for Your Kids?
Friday, 16 July 2010
- 400,000 Children are Victimized Each Year
- Learn how To use childrens identity theft protection
If the thought of identity theft protection for kids sounds a little bit ridiculous to you then consider this: Last year some 400,000 minors under the age of 18 had their identification stolen and misused. So now you may be asking yourself why someone would steal a minors ID?
Even kids need identity theft protection now
Take a Closer Look
Actually the more you look at it, the more it all makes perfect sense. To start out with it’s just easier. This is because people in general tend to be less protective of a child’s personal information. Also in many cases, criminals don’t even have to steal it. For instance, minors are far more willing to give it up in ruses such as fake survey scams.
Is it All making Sense Yet?
Minors in general also tend to have clean credit records. No they aren’t great but none the less they won’t have any negative credit on them. Then combine that with the fact that a parent only on a very rare occasion will ever take the time to even check a child’s credit report, if they even have one. Most credit agencies don’t keep reports on minors.
Identity Theft Protection: See My Personal Recommendation Here
Classic Warning Signs Be Ignored
Also even in cases where a minors ID has been stolen, many of the common warning signs that would set off alarm bells with an adult, can go unheeded. For instance, credit collection agencies calling about a bad debt that a minor has incurred can easily be considered to be just some mistake and ignored.
What are the Signs to Look For?
So just what are the signs that your child has been victimized? Of course calls from creditors are the universal sign that someones ID has been stolen. However; in the case of a child, it can be taken by a someone who is simply looking for a new credit score. Perhaps someone who has gone through bankruptcy.
It Can Take Years to Detect
In a case like this, where no identity theft protection for a child was in place, it can take years before any bad credit appears if any does at all. In these cases, it may in fact be signs of a positive credit rating that are the telltale signs. Things like unsolicited credit card offers arriving for your child in the mail.
Check their Report Once a Year
Check your children’s credit report once a year if they have one. If you detect any signs of activity, you need to notify the local authorities immediately but that’s only the beginning. Your next step will be to notify each credit reporting agencie’s fraud division and provide them with the following information and documents.
- Your child’s name, address and date of birth
- A copy of his or her birth certificate
- A copy of his or her social security card
- A copy of your drivers license that has your current address on it
- A copy of a current utility bill with your name and address on it
No. 1 — October 7th, 2010 at 6:27 am
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No. 2 — October 31st, 2010 at 5:16 am
[...] a person’s personal information without them even being aware of it. Here are some easy identity theft protection tips that you can practice to make sure that you do not become a victim when making an online [...]
No. 3 — November 26th, 2010 at 2:59 pm
[...] As our technology improved, criminal acts conjointly evolve and become terribly obscure. Since the arrival of high tech gadgets and software, crimes will be done without us having the ability to grasp it. Crimes will be done just as quick as a blink of an eye. Nowadays, virtually everything can be stolen, even our own identity. Identity theft could be a relatively new crime. But with the assistance of the net, identity theft is currently widespread to all or any criminals. This crime is real and growing extremely fast. Everyone ought to notice that this crime is common in your own residence and workplace. This is why you usually have to place up your own identity theft protection. [...]
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